{
  "id": "workflow:payment-reconciliation-audit",
  "_kind": "Workflow",
  "_file": "workflows/workflows/workflows-fintech.yaml",
  "_cluster": "workflows",
  "attributes": {
    "displayName": "Payment Reconciliation Audit",
    "workflowKind": "governance",
    "triggerType": "scheduled",
    "typicalCadence": "daily",
    "complexity": "cross-team",
    "description": "Audits payment transaction reconciliation across systems -- matching\npayment processor settlement files against internal ledger entries,\nidentifying discrepancies from currency conversion, interchange fee\ncalculations, and chargeback adjustments, validating nostro/vostro\naccount balances with banking partners, tracking reconciliation break\naging and resolution, and verifying compliance with PCI-DSS data\nhandling requirements throughout the process. Produces reconciliation\nexception reports, break resolution dashboards, and settlement accuracy\nmetrics. Excludes payment product development.\n"
  },
  "outgoingEdges": [
    {
      "from": "workflow:payment-reconciliation-audit",
      "to": "role:data-scientist",
      "kind": "involves_role",
      "attributes": {}
    },
    {
      "from": "workflow:payment-reconciliation-audit",
      "to": "role:security-reviewer",
      "kind": "involves_role",
      "attributes": {}
    },
    {
      "from": "workflow:payment-reconciliation-audit",
      "to": "role:staff-engineer",
      "kind": "involves_role",
      "attributes": {}
    },
    {
      "from": "workflow:payment-reconciliation-audit",
      "to": "skill-area:python-data-pipelines",
      "kind": "requires_skill_area",
      "attributes": {}
    },
    {
      "from": "workflow:payment-reconciliation-audit",
      "to": "skill-area:database-migrations-zero-downtime",
      "kind": "requires_skill_area",
      "attributes": {}
    },
    {
      "from": "workflow:payment-reconciliation-audit",
      "to": "domain:fintech",
      "kind": "applies_to_domain",
      "attributes": {}
    },
    {
      "from": "workflow:payment-reconciliation-audit",
      "to": "domain:finance",
      "kind": "applies_to_domain",
      "attributes": {}
    },
    {
      "from": "workflow:payment-reconciliation-audit",
      "to": "responsibility:data-quality-monitoring",
      "kind": "triggers_responsibility",
      "attributes": {}
    },
    {
      "from": "workflow:payment-reconciliation-audit",
      "to": "responsibility:run-security-scans",
      "kind": "triggers_responsibility",
      "attributes": {}
    },
    {
      "from": "workflow:payment-reconciliation-audit",
      "to": "org-unit:finance-team",
      "kind": "performed_by_org_unit",
      "attributes": {}
    },
    {
      "from": "workflow:payment-reconciliation-audit",
      "to": "org-unit:compliance-team",
      "kind": "performed_by_org_unit",
      "attributes": {}
    }
  ],
  "incomingEdges": [
    {
      "from": "domain:personal-finance",
      "to": "workflow:payment-reconciliation-audit",
      "kind": "uses_workflow"
    },
    {
      "from": "stack-profile:fintech-payments-platform",
      "to": "workflow:payment-reconciliation-audit",
      "kind": "follows_workflow"
    },
    {
      "from": "stack-profile:community-marketplace",
      "to": "workflow:payment-reconciliation-audit",
      "kind": "follows_workflow"
    }
  ]
}