{
  "id": "workflow:loan-underwriting-process",
  "_kind": "Workflow",
  "_file": "workflows/workflows/workflows-expanded-3.yaml",
  "_cluster": "workflows",
  "attributes": {
    "displayName": "Loan Underwriting Process",
    "workflowKind": "operational",
    "triggerType": "event-driven",
    "typicalCadence": "per-application",
    "complexity": "moderate",
    "description": "Evaluating loan applications for creditworthiness — income verification,\ncredit analysis, collateral assessment, risk scoring, and approval\ndecision. Includes automated decisioning for straightforward cases\nand manual review queues for exceptions.\n"
  },
  "outgoingEdges": [
    {
      "from": "workflow:loan-underwriting-process",
      "to": "role:risk-analyst",
      "kind": "involves_role",
      "attributes": {}
    },
    {
      "from": "workflow:loan-underwriting-process",
      "to": "role:financial-analyst",
      "kind": "involves_role",
      "attributes": {}
    },
    {
      "from": "workflow:loan-underwriting-process",
      "to": "role:compliance-officer",
      "kind": "involves_role",
      "attributes": {}
    },
    {
      "from": "workflow:loan-underwriting-process",
      "to": "skill-area:financial-risk-modeling",
      "kind": "requires_skill_area",
      "attributes": {}
    },
    {
      "from": "workflow:loan-underwriting-process",
      "to": "domain:fintech",
      "kind": "applies_to_domain",
      "attributes": {}
    },
    {
      "from": "workflow:loan-underwriting-process",
      "to": "domain:finance",
      "kind": "applies_to_domain",
      "attributes": {}
    },
    {
      "from": "workflow:loan-underwriting-process",
      "to": "responsibility:risk-model-validation",
      "kind": "triggers_responsibility",
      "attributes": {}
    },
    {
      "from": "workflow:loan-underwriting-process",
      "to": "responsibility:financial-model-accuracy",
      "kind": "triggers_responsibility",
      "attributes": {}
    }
  ],
  "incomingEdges": []
}