{
  "id": "workflow:credit-risk-assessment",
  "_kind": "Workflow",
  "_file": "workflows/workflows/workflows-financial-risk.yaml",
  "_cluster": "workflows",
  "attributes": {
    "displayName": "Credit Risk Assessment",
    "workflowKind": "governance",
    "triggerType": "event-driven",
    "typicalCadence": "per-counterparty",
    "complexity": "cross-team",
    "description": "Assesses counterparty credit risk for new and existing exposures --\nscoring counterparty creditworthiness using internal rating models and\nexternal agency ratings, calculating current and potential future\nexposure across OTC derivatives and lending facilities, reviewing\ncollateral adequacy and margin call thresholds, evaluating netting\nagreement enforceability across jurisdictions, stress-testing credit\nexposures under adverse macroeconomic scenarios, and recommending\ncredit limit adjustments or risk mitigation actions such as CDS\nhedging. Produces credit risk assessment report with exposure summary\nand limit recommendations. Excludes trade execution and collateral\noperations.\n"
  },
  "outgoingEdges": [
    {
      "from": "workflow:credit-risk-assessment",
      "to": "role:risk-analyst",
      "kind": "involves_role",
      "attributes": {}
    },
    {
      "from": "workflow:credit-risk-assessment",
      "to": "role:compliance-officer",
      "kind": "involves_role",
      "attributes": {}
    },
    {
      "from": "workflow:credit-risk-assessment",
      "to": "role:data-analyst",
      "kind": "involves_role",
      "attributes": {}
    },
    {
      "from": "workflow:credit-risk-assessment",
      "to": "skill-area:python-data-pipelines",
      "kind": "requires_skill_area",
      "attributes": {}
    },
    {
      "from": "workflow:credit-risk-assessment",
      "to": "skill-area:data-quality",
      "kind": "requires_skill_area",
      "attributes": {}
    },
    {
      "from": "workflow:credit-risk-assessment",
      "to": "domain:financial-risk-management",
      "kind": "applies_to_domain",
      "attributes": {}
    },
    {
      "from": "workflow:credit-risk-assessment",
      "to": "domain:capital-markets",
      "kind": "applies_to_domain",
      "attributes": {}
    },
    {
      "from": "workflow:credit-risk-assessment",
      "to": "domain:regulatory-finance",
      "kind": "applies_to_domain",
      "attributes": {}
    },
    {
      "from": "workflow:credit-risk-assessment",
      "to": "responsibility:risk-reporting",
      "kind": "triggers_responsibility",
      "attributes": {}
    },
    {
      "from": "workflow:credit-risk-assessment",
      "to": "responsibility:regulatory-reporting",
      "kind": "triggers_responsibility",
      "attributes": {}
    },
    {
      "from": "workflow:credit-risk-assessment",
      "to": "org-unit:market-risk-team",
      "kind": "performed_by_org_unit",
      "attributes": {}
    },
    {
      "from": "workflow:credit-risk-assessment",
      "to": "org-unit:compliance-team",
      "kind": "performed_by_org_unit",
      "attributes": {}
    }
  ],
  "incomingEdges": []
}